Cheat:
 Choose to create a new character class. Name it whatever, 
 etc, and use your points however you wish. But MAKE sure 
 you buy every potion you can, they cost 60 pts. each. 
 Then save the class after spending the rest of your points.
 After saving, choose cancel and return to the menu to choose 
 your class. This time, select existing class, and choose 
 the class you had just made.
                                         
 Enter the equipment menu and go all the way down to your 
 already selected eq. The potions will now be listed there, 
 and you can deselect them, gaining 600+ points for each one. 
 A 10:1 gain! You will gain approx. 7500 points for doing this.
 
 Spend these new points however you wish, but make sure you 
 enter the magic items menu and buy all of the potions there, 
 for 60 pts. each. Now save your class (overwrite existing) and 
 choose cancel again. Reselect your newly-made existing class, 
 enter the eq menu, and resell those potions for another 7500
 pts. Buy all of the potions in the magic items menu, and